:root{
  --navy:#0e1c3a; --navy2:#15264d; --ink:#1a2238; --paper:#f6f4ee;
  --card:#ffffff; --line:#e3ddcf; --muted:#5b6478;
  --gold:#d9a426; --gold-d:#b9871a; --red:#c4362b; --green:#1f7a4d;
  --shadow:0 6px 22px rgba(14,28,58,.10);
  --maxw:1080px;
}
*{box-sizing:border-box}
html,body{width:100%;overflow-x:hidden;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:"Mulish",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  color:var(--ink);background:var(--paper);line-height:1.62;font-size:17px;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{font-family:"Bitter","Mulish",Georgia,serif;line-height:1.22;color:var(--navy);font-weight:700}
h1{font-size:2.05rem;margin:.2em 0 .35em}
h2{font-size:1.5rem;margin:1.7em 0 .5em}
h3{font-size:1.18rem;margin:1.3em 0 .4em}
p{margin:.6em 0}
a{color:var(--gold-d);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;height:auto}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 22px}

/* header */
.site-head{position:sticky;top:0;z-index:50;background:var(--navy);
  box-shadow:0 2px 10px rgba(0,0,0,.18)}
.head-row{display:flex;align-items:center;flex-wrap:nowrap;gap:18px;
  min-height:62px;padding:8px 22px;max-width:var(--maxw);margin:0 auto}
.brand-logo{color:#fff;font-family:"Bitter",serif;font-weight:700;font-size:1.22rem;
  white-space:nowrap;letter-spacing:.2px}
.brand-logo:hover{text-decoration:none;color:#fff}
.brand-logo .dot{color:var(--gold)}
.nav-main{display:flex;align-items:center;flex-wrap:nowrap;gap:2px;margin-left:auto}
.nav-main a{color:#dfe5f1;padding:9px 9px;border-radius:6px;font-size:.93rem;
  font-weight:600;white-space:nowrap}
.nav-main a:hover{background:rgba(255,255,255,.10);text-decoration:none;color:#fff}
.nav-main a.active{color:var(--gold)}
.cta-head{background:var(--gold);color:#1a1300 !important;font-weight:800;
  padding:9px 15px !important;border-radius:8px;margin-left:6px}
.cta-head:hover{background:var(--gold-d);color:#000 !important}
.burger{display:none;margin-left:auto;background:transparent;border:1.5px solid rgba(255,255,255,.4);
  border-radius:8px;width:44px;height:40px;cursor:pointer;align-items:center;justify-content:center}
.burger span{display:block;width:20px;height:2px;background:#fff;position:relative}
.burger span::before,.burger span::after{content:"";position:absolute;left:0;width:20px;height:2px;background:#fff}
.burger span::before{top:-6px}.burger span::after{top:6px}

/* hero */
.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy2) 70%);color:#eef2fb;padding:30px 0 26px}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:26px;align-items:center}
.hero h1{color:#fff}
.hero p.lead{font-size:1.06rem;color:#cdd6ea}
.hero-fig{margin:0}
.hero-fig img{border-radius:12px;box-shadow:var(--shadow);width:100%}
.hero-cta{display:inline-block;margin-top:10px}

/* buttons */
.btn{display:inline-block;background:var(--gold);color:#1a1300;font-weight:800;
  padding:13px 24px;border-radius:10px;border:none;cursor:pointer;font-size:1rem;
  box-shadow:0 4px 14px rgba(217,164,38,.35)}
.btn:hover{background:var(--gold-d);text-decoration:none;color:#000}
.btn.ghost{background:transparent;border:1.5px solid var(--gold);color:var(--gold)}
.cta-block{background:var(--card);border:1px solid var(--line);border-left:5px solid var(--gold);
  border-radius:12px;padding:20px 22px;margin:26px 0;box-shadow:var(--shadow)}
.cta-block h3{margin-top:0}

/* layout */
main{padding:26px 0 10px;display:block}
.crumbs{font-size:.86rem;color:var(--muted);padding:12px 0 0}
.crumbs a{color:var(--muted)}
.crumbs .sep{margin:0 6px;color:#b7b09a}
.snippet{background:#fffdf6;border:1px solid var(--line);border-radius:10px;
  padding:14px 18px;font-size:1.04rem}
figure.inline{margin:18px 0;text-align:center}
figure.inline img{border-radius:10px;box-shadow:var(--shadow);width:90%;display:block;margin:0 auto}
figure.inline figcaption{font-size:.85rem;color:var(--muted);margin-top:8px}

ul.ticks,ol.steps{margin:.6em 0 1em;padding-left:1.3em}
ul.ticks li,ol.steps li{margin:.35em 0}
ul.ticks{list-style:none;padding-left:0}
ul.ticks li{padding-left:1.7em;position:relative}
ul.ticks li::before{content:"\2713";color:var(--gold-d);font-weight:800;position:absolute;left:0}
.proscons{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:18px 0}
.proscons .box{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:16px 18px}
.proscons .pros{border-top:4px solid var(--green)}
.proscons .cons{border-top:4px solid var(--red)}
.proscons h3{margin-top:0;font-size:1.05rem}
.proscons ul{list-style:none;padding:0;margin:0}
.proscons li{padding:5px 0 5px 1.5em;position:relative}
.proscons .pros li::before{content:"\002B";color:var(--green);font-weight:800;position:absolute;left:0}
.proscons .cons li::before{content:"\2212";color:var(--red);font-weight:800;position:absolute;left:0}

/* tables */
.table-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:16px 0;border:1px solid var(--line);border-radius:10px}
table{border-collapse:collapse;width:100%;min-width:480px;background:var(--card)}
th,td{padding:10px 13px;text-align:left;border-bottom:1px solid var(--line);font-size:.95rem}
th{background:#f0ecdf;font-family:"Bitter",serif;color:var(--navy)}
tr:last-child td{border-bottom:none}

/* cards grid */
.cardgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;margin:18px 0}
.card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:16px 18px;box-shadow:var(--shadow)}
.card h3{margin-top:0}

/* tabs */
.tabs{margin:18px 0}
.tab-btns{display:flex;flex-wrap:wrap;gap:6px;border-bottom:2px solid var(--line);margin-bottom:0}
.tab-btns button{background:transparent;border:none;padding:10px 16px;cursor:pointer;
  font-weight:700;color:var(--muted);border-bottom:3px solid transparent;font-size:.95rem}
.tab-btns button.active{color:var(--navy);border-bottom-color:var(--gold)}
.tabp{display:none;background:var(--card);border:1px solid var(--line);border-top:none;
  padding:16px 18px;border-radius:0 0 10px 10px}
.tabp.active{display:block}

/* faq */
.faq details{background:var(--card);border:1px solid var(--line);border-radius:10px;margin:10px 0;padding:2px 4px}
.faq summary{cursor:pointer;font-weight:700;padding:13px 14px;list-style:none;color:var(--navy)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";float:right;color:var(--gold-d);font-weight:800}
.faq details[open] summary::after{content:"\2212"}
.faq details p{padding:0 14px 13px}

/* calc */
.calc{background:#fffdf6;border:1px solid var(--line);border-radius:12px;padding:18px;margin:18px 0}
.calc label{display:block;font-weight:700;margin:10px 0 4px;font-size:.92rem}
.calc input[type=range]{width:100%}
.calc .out{font-size:1.15rem;font-weight:800;color:var(--navy);margin-top:10px}
.calc .out span{color:var(--gold-d)}

/* note marker (density skip) */
p.note{background:rgba(217,164,38,.12);border-left:3px solid var(--gold);
  padding:8px 12px;border-radius:6px;font-size:.92rem;color:#3a3526}

/* footer */
.site-foot{background:var(--navy);color:#c7cfe0;margin-top:40px;padding:30px 0 18px;font-size:.92rem}
.foot-cols{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:26px}
.site-foot h4{color:#fff;font-size:1rem;margin:0 0 10px}
.site-foot a{color:#c7cfe0}
.site-foot a:hover{color:#fff}
.site-foot ul{list-style:none;padding:0;margin:0}
.site-foot li{margin:5px 0}
.rg{display:flex;gap:10px;align-items:center;margin:8px 0}
.age{display:inline-block;background:var(--red);color:#fff;font-weight:800;border-radius:6px;padding:3px 8px;font-size:.85rem}
.legal{border-top:1px solid rgba(255,255,255,.14);margin-top:22px;padding-top:14px;color:#9aa6bf;font-size:.84rem}

/* back to top */
#toTop{position:fixed;right:18px;bottom:18px;width:46px;height:46px;border-radius:50%;
  background:var(--gold);color:#1a1300;border:none;font-size:1.3rem;cursor:pointer;
  display:none;box-shadow:var(--shadow);z-index:40}
#toTop.show{display:block}
.progress{position:fixed;top:0;left:0;height:3px;background:var(--gold);width:0;z-index:60}

@media(max-width:860px){
  .hero .wrap{grid-template-columns:1fr}
  .foot-cols{grid-template-columns:1fr}
  .proscons{grid-template-columns:1fr}
}
@media(max-width:720px){
  body{font-size:16px}
  h1{font-size:1.5rem}h2{font-size:1.25rem}h3{font-size:1.08rem}
  .wrap{padding:0 22px}
  .head-row{padding:8px 22px}
  .nav-main{display:none;position:absolute;top:62px;left:0;right:0;background:var(--navy2);
    flex-direction:column;align-items:stretch;gap:0;padding:8px 14px 16px;margin-left:0;
    box-shadow:0 10px 20px rgba(0,0,0,.3)}
  .nav-main.open{display:flex}
  .nav-main a{padding:12px 8px;border-radius:6px}
  .cta-head{margin:8px 0 0;text-align:center}
  .burger{display:flex}
  figure.inline img{width:100%}
}